Find the Best Loans for You
Our Loans
FHA
- FHA purchase up to 96.5% to purchase
- FHA refinance up to 97.75% loan to value
- FHA 203 k for purchase and repair of the property
- Up to 4 units
- FHA streamline, to lower your monthly payment and interest rate without any cost or process
- Flexible approval and parameters
- Credit Score from 600 and up
- Can apply the CGBD funding bonus up to $ 35,000.00
RURAL
- Lends up to 100% of the loan amount
- Can finance closing costs
- Rural with repairs
- Rural streamline to lower the current interest rate with no appraisal process.
- Applies in zones marked by USDA rural development.
- Applies for CBDG bonus
VA
- 100% loan to purchase
- Lends 100% on refinances
- VA for purchase and improvements
- VA streamline to lower current interest rate
- Reservists, veterans, widows of veterans
GBDB FUNDS
- Up to $35,000.00
- First-time homebuyers (have not owned property in the last three years)
- Properties cannot be in flood zones
- Cannot have repairs
- Cannot be near an airport
- Is calculated based on household composition and income
- Must take a home equity loan (include link)
CONVENTIONAL
- For purchase up to 95% with mortgage insurance
- FNMA interest up to $ 548,250.00 – the lowest on the market
- For home and apartment purchases
- Refinances up to 80% of the rate
Conventional Non-Conforming
- For clients with financial statements
- Up to 80% of the value
- For condominiums not qualified by FNMA-FHA-VA-RURAL
- First and second properties
- Investment properties up to 4 units
Conventional Jumbo Loans
- For purchase on loans over $548,250.00
- Up to 80% rate
- Purchase
- Refinances
Wood Property Loans
- Can always qualify when they comply with the certifications for wood and hurricane winds
- Only FHA Loans