Required documentation to obtain a loan

– Valid government photo identification (drivers license, passport)
– Signed social security card (not laminated)
– Last three employment paycheck stubs
– ASUME Certification (it can be obtained online at
– Copy of a check, money order, or transfer of purchase option money
– Copy of the purchase option contract
– Contact real estate broker if applicable
– Deeds of the property to be purchased
– Property Tax Number (Crim)
– If the client is divorced, copy of divorce decree and stipulation of divorce.
– In case of capitulations, a certified copy will be necessary
– In case of a 203K Loan, an estimate by a DACO certified contractor of the cost of materials and labor is required
– Last 3 months of bank statements for all liquid asset accounts such as:
            a.  checking
            b.  savings
            c.  IRA
            d.  credit union accounts
            e.  401k plans,  among others

Our Loans are Audited by Various Entities such as:

Office of The Commissioner of Financial Institutions – OCIFFederal National Mortgage Association – FNMA
Housing and Urban Development – FHAMortgage Guaranteed Insurance Company – MGIC
US Department and Rural Development – RURALNational Mortgage Licensing System – NMLS
Veterans Administration – VA